Contract Creator is a contract preparation package for use by members of the American Federation of Musicians (AFM). Contract Creator follows exactly the format used by the AFM and can be used by any studio musicians in any union local in the United States. By using a built-in database, that can store musicians, studios, record companies, or producers, Contract Creator allows you to create contracts without having to retype information. All rates are computed exactly using AFM wage scales. Complex formulas compute overtime, doubles pay, health and welfare contributions, and pension payments. The printouts strictly adhere to AFM standard contracts, printing on both sides of legal-size paper.