stores all personal credit card account information and helps keep track of credit card transactions. Credit Card Manager stores card number, expiration date, credit limit, phone numbers, billing address and billing date. It maintains transaction information, such as charges, payments and interest charged. When transactions are logged, they are kept in a current transaction listing for future reconciliation with the monthly account statement. After transactions are reconciled, they are retained for user-defined reporting inquiries such as account history and spending habit analyses.