Free PIC Business Builder is a financial planning tool. Free PIC Business Builder Free helps you build a detailed business model from the ground up. It allows you to plan your purchasing, production, sales activities, and more. The model is then projected into the future, simulating all financial transactions as they occur. Results of financial activities are displayed according to the International Accounting Standards (IAS). Any investment scenario can be explored, with instantaneous feedback on internal rates of return, net present value, and a sensitivity analysis of risk. Features of the program include: support for financial decisions for up to five years, the ability to show investment plan stages in Gantt diagrams, support for future financial statements, tables of financial ratios, the ability to perform cash-flow criteria and sensitivity analysis, and business valuation.