Personal Finances is an elegant, easy, yet technically advanced family financial tool. Putting budget tracking on auto-pilot, the program will help users to track income and expenses, plan budget and cut back on purchases you can live without. The program will also help users to track expected spending, income and see how much money the user will have at any date in the future. Personal Finances is portable and can run from the USB drive. Designed with the beginner in mind, Personal Finances lets anyone take the first steps into budget planning without a shock from software complexity and learning curve. For the most part this is due to a clean, well-designed interface. The main window puts all tools, accounts, financial transactions and options in front of the user, letting you review any budget item and modify the budget.

To get started, the user is required to create accounts, which can be a etc, credit card, real bank account, cash, pocket money. The next step is to enter transactions, both earnings and purchases. To make it easier for the user to track spending in details, transactions can be defined with tags, family members, categories. Tags help to recognize between similar transactions that fall into the same category.

Personal Finances can generate pie, bar chart reports and trands with percentages and totals that reflect the flow of money for any period of time. The user can generate reports by categories, tags, family members. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be saved to file in HTML, CHM, or TXT, or printed.

The program and its reports helps the user review the financial health of the home budget, see the spending categories that need to be trimmed in order to make a balanced budget one can live on without lapsing into debt.